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+44 (0)20 7459 4822First-Time Buyers
Mortgage advice for buying your first home.
Home Movers
Support when moving from one home to another.
Remortgages
Review your existing borrowing and next mortgage.
Large Mortgages
For higher-value property and larger borrowing.
Self-Employed & Contractors
For more complex income structures.
Professional Mortgages
For professionals with established or developing careers.
Second Homes
Finance for an additional residential property.
Bridging Finance
Short-term property finance where timing matters.
Bridge-to-Let
Short-term finance with a planned buy-to-let exit.
Development Finance
Finance for development and refurbishment projects.
Commercial Finance
Finance for commercial property requirements.
Second Charge
Additional secured borrowing against property.
Mortgage Repayments
Estimate monthly mortgage repayments, interest and total cost.
Stamp Duty
Estimate Stamp Duty Land Tax on a residential property purchase.
Borrowing Estimate
Explore a broad indicative mortgage borrowing range.
Loan-to-Value
Calculate the proportion of a property value being financed.
Buy-to-Let
Explore rental coverage and buy-to-let stress test figures.
Intra Private Finance Limited is Directly Authorised and Regulated by the Financial Conduct Authority. FCA Number: 832376.
Founded in 2018, Intra Mortgage Solutions combines experienced mortgage advice, whole-of-market lender access and detailed case preparation for clients across the UK and internationally.
Mortgage lending arranged
£4bn+
Lender access
90+
The Intra network
Intra Private Finance Limited sits at the centre of a wider network of established financial services businesses. Alongside Intra Mortgage Solutions, AWS Private Finance and Intrinsic House form part of that network and operate under Intra's FCA authorisation and regulatory oversight.
Intra network
An established mortgage and protection business with its own management, adviser, paraplanning and administration team, adding further depth to the wider Intra network.
AWS Private Finance is a trading style of A W S Financial Services Limited, an Appointed Representative of Intra Private Finance Limited.
Intra network
A long-established financial services business with experience across protection, insurance and mortgage services, bringing additional specialist capability to the wider Intra team.
Intrinsic House operates as part of the Intra network under Intra Private Finance Limited's FCA authorisation and regulatory oversight.
Together, the businesses within the Intra network broaden the organisation's adviser, administration and specialist support capability while remaining connected through a shared regulatory framework.
Principal firm
Intra Private Finance Limited
Our story
Intra Private Finance Limited was founded in 2018 by Managing Director Bulent Kandemir, bringing together mortgage experience, personal advice and a strong emphasis on the preparation behind each application.
Since then, the business has developed across residential mortgages, property finance, international clients and specialist lending.
Across the team, Intra now represents more than 50 years of combined experience, more than 10,000 mortgage transactions and over £4 billion of mortgage lending arranged.
The scale of the experience has grown, but the underlying approach remains personal: understand the client first, research the relevant lending options and prepare the case properly.
Intra in numbers
A track record spanning residential mortgages, property investment, international clients and specialist property finance.
£4bn+
A substantial track record of mortgage lending arranged across the experience of the Intra team.
10,000+
Experience built across thousands of residential, investment and specialist property finance cases.
50+
Combined mortgage and property finance experience across the Intra team.
3,000+
Supporting clients whose income, residency or financial circumstances extend beyond the UK.
20+
An international client base spanning Europe, the Middle East, North America and beyond.
Whole-of-market mortgage advice
Our lender access spans major banks, building societies, specialist mortgage providers and private banks, allowing our advisers to research a broad range of lending criteria.
Lender access
90+
Lenders across the mortgage market.
01
Major UK banking groups.
02
A broad range of lending criteria.
03
For more complex circumstances.
04
For appropriate higher-value cases.
Examples from our lender panel
Lender availability and mortgage suitability depend on individual circumstances, property details and lender criteria.
International clients
3,000+
Client base
20+ countries
International perspective
Intra has supported more than 3,000 international clients from over 20 countries with UK property finance.
Our international client base includes clients connected to Türkiye, Saudi Arabia, the UAE, the United States, Canada and countries across Europe.
Overseas income, foreign residency, multiple currencies and international documentation can all influence how a mortgage application needs to be researched and prepared.
Founder & Managing Director
Bulent Kandemir
From our founder
“As the founder, my mission is to make homeownership simple, transparent, and within reach for every family. We are committed to guiding you with trust, integrity, and personalized financial solutions every step of the way.”
Bulent Kandemir
Principal & Managing Director
Who we work with
Income structure, residency, property type, ownership and borrowing objectives can all change how a mortgage case needs to be approached.
01
From first-time buyers and home movers to clients refinancing established residential property.
02
Clients whose nationality, residency, income or wider financial circumstances require an internationally aware approach to UK property finance.
03
Landlords and investors considering buy-to-let, portfolio, limited company and refinancing requirements.
04
Clients with professional, self-employed, contractor or business income that may require more detailed lender assessment.
05
Clients purchasing or refinancing higher-value property where loan size, income structure or wider wealth may require closer attention.
06
Clients considering bridging, development, commercial and other specialist forms of property finance.
How we think
Access to a broad mortgage market is valuable, but the quality of the outcome still begins with understanding the individual circumstances behind the application.
01
Clients work with advisers who take the time to understand the circumstances behind the mortgage rather than treating the application as a set of numbers.
02
Detailed preparation matters, particularly where income, residency, property or borrowing requirements are more complex.
03
We aim to make the mortgage process easier to understand while explaining the considerations that matter to the decision.
04
Mortgage needs change over time, so the relationship with an adviser can continue well beyond a single transaction.
The Intra approach
Our process is designed to build a clear picture of the client before lender research and application preparation begin.
Explore our process→Fact-find
We begin with a detailed fact-find to understand your objectives, finances, property and wider circumstances.
Lender criteria
Your adviser researches relevant lender criteria and mortgage options around the individual case.
Application strategy
Once an appropriate route is identified, the application is prepared around the relevant lender requirements.
Application
Our advisers and administration team support the case through lender assessment, valuation and offer.
Offer & completion
We remain involved as the mortgage progresses through the final stages toward completion.
Behind the advice
Mortgage advice is only one part of progressing an application. Our advisers work alongside an administration and support team focused on helping cases move through lender assessment toward offer and completion.
A point of contact who understands the mortgage requirement and the circumstances behind it.
Support with documentation, lender requests and the ongoing progression of the application.
Updates as the case progresses through the mortgage process.
Our offices
Three UK offices supporting clients across the country and internationally.
01
LON4th & 5th Floor Sunshine House
5-7 Cutler Street
London
E1 7DJ
Our London office supports clients across the capital, the wider UK and internationally.
02
GUI1st Floor
1 Epsom Road
Guildford
Surrey
GU1 3JT
Our Guildford office provides a base for clients across Surrey and the South East.
03
SOU13 St Johns Centre
St Johns Road
Hedge End
Southampton
SO30 4QU
Our Southampton office extends Intra's presence across the South of England.
In their words
5.0 from 113 Google reviews
“Our case involved a remortgage to release funds alongside a simultaneous purchase. Gita handled everything calmly and professionally and made a potentially stressful process feel manageable.”
Mehmet Oztunc
Remortgage & Purchase
Google Review
“The team supported us throughout a challenging mortgage process abroad. Their guidance, follow-up and positive attitude made a real difference from start to finish.”
Arzu Ipek
International Client
Google Review
“Communication throughout the remortgage was exceptional. We always felt informed and supported, and the process was explained clearly at every stage.”
Jamie Moss
Remortgage Client
Google Review
113 five-star Google reviews
Rating and review count shown as at August 2026.
Regulation & credentials
Intra Private Finance Limited is Directly Authorised and Regulated by the Financial Conduct Authority and provides regulatory oversight across its wider network.
Intra Mortgage Solutions is a trading style of Intra Private Finance Limited.
FCA
832376
Intra Private Finance Limited's Financial Conduct Authority reference number.
Company
11464572
Intra Private Finance Limited, registered in England and Wales.
Established
2018
Intra Private Finance Limited.
The Intra network
AWS Private Finance
A trading style of A W S Financial Services Limited, an Appointed Representative of Intra Private Finance Limited.
FRN 1014991
Intrinsic House
Part of the Intra network and subject to Intra Private Finance Limited's regulatory oversight.
This wider structure reflects Intra Private Finance Limited's regulatory responsibilities beyond the Intra Mortgage Solutions trading style.
Explore Intra
Intra Mortgage Solutions is a trading style of Intra Private Finance Limited. Intra Private Finance Limited is Directly Authorised and Regulated by the Financial Conduct Authority. FCA Number: 832376.
A W S Financial Services Limited is an Appointed Representative of Intra Private Finance Limited. FRN: 1014991.
Intrinsic House forms part of the Intra network and operates under the regulatory oversight of Intra Private Finance Limited.
Some forms of buy-to-let, commercial and specialist property finance may not be regulated by the Financial Conduct Authority. The regulatory status of a transaction depends on the individual circumstances involved.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loan secured upon it.
Speak with Intra
Whether your requirements are residential, investment, specialist or international, an Intra adviser can discuss the next steps with you.
enquiries@intra-pf.com
