buildings and contents insurance

Buildings and Contents Insurance

Buildings and contents insurance provides protection for both the structure of your property and the belongings inside it. It is arranged to cover damage to the building as well as loss or damage to contents, depending on the level of cover selected. Policies can be set up for homeowners, landlords or tenants and can sit alongside your mortgage or as a standalone arrangement.  Intra Mortgage Solutions works with a wide range of UK insurers to help put the right cover in place, based on your property and what you need.

What the Buildings and Contents Insurance Includes

Buildings and contents insurance is structured to cover key risks associated with property ownership and occupancy. This may include:

• Structural cover for walls, roof and foundations

• Fixtures and fittings such as kitchens and bathrooms

• Garages, outbuildings and boundary structures

• Household contents and personal belongings

• Damage caused by fire, flood, storm or escape of water

• Theft or vandalism

The level of cover will depend on the rebuild cost, property type and value of contents. Policies can be adjusted to reflect your requirements.

Get the Right Buildings and Contents Insurance

Buildings insurance is usually a requirement for mortgage lending. Contents insurance is optional but forms part of a well-rounded protection plan. When arranging cover, key factors include the rebuild value, property use and overall risk profile.

Our advisers at Intra Mortgage Solutions review your position and arrange bespoke cover based on your requirements. From initial assessment through to policy setup, the focus remains on ensuring everything is structured correctly and in line with your needs.