second charge and secured loans

Second Charge and Secured Loans Structured for You

Looking to raise funds against your property without changing your existing mortgage? Second charge and secured loans provide a bespoke way to access additional capital while keeping your current rate and terms in place. The lending is secured against your property and based on your available equity, income and overall financial position. This type of finance is commonly used where remortgaging is not suitable or may result in higher overall costs.

At Intra Mortgage Solutions, second charge and secured loans are structured to sit alongside your existing mortgage and overall financial position. We work with a range of lenders, so we can look at different options depending on what you need, and structure the loan in a way that makes sense for your situation.

Benefits of Second Charge and Secured Loans

Second charge and secured loans are used for a range of funding requirements. These include:

• Property improvements or refurbishment.

• Debt consolidation.

• Business or investment funding.

• Raising capital for large expenses.

• Short to medium-term financial requirements.

Lenders assess equity, income and existing commitments before confirming terms.

Our Approach to Second Charge and Secured Loans

A bespoke approach is taken to ensure the loan fits alongside your existing mortgage and financial position. The focus is on structuring the finance correctly from the outset.

• Review your current mortgage and available equity

• Assess income and financial commitments

• Identify lenders suited to your situation

• Structure the loan in line with your requirements

• Manage the process through to completion

This ensures the finance is structured correctly and remains aligned with your overall borrowing. If you are considering a second charge or secured loan, speak to our advisers at Intra Mortgage Solutions to discuss your requirements.